Your 2012 Financial Goals

Hopefully by now you have already been motivated enough to decide what you would like to accomplish financially for 2012. If you haven't, now is the time!  I urge you to think long and hard and commit to it.  Whether it be to pay off your credit card debt, to save $1,000 this year, to limit yourself to spending $50/month eating out, make the decision and STICK WITH IT.  I believe short-term goals can turn into long term achievements.  For example, if you have $1,000 in credit card debt, tell yourself you're going to pay $500/month (or the most you can afford) until it is paid off.  Stretch yourself, and you will be surprised at what you can achieve. Trust me, I have been there! 

Happy New Year! This is YOUR year!

I hope everyone had a great New Years! This year, you are going to get or stay on the right track, and learn some interesting new ways to save a little bit of money! My family and I have established some new goals for 2012 financially, and are going to do our best to get there. I hope you're motivated to do the same! You should have already made your 2012 resolutions, and be ready to stick with it.  You should've set a lofty goal, and be dedicated to get there. Whether it be to pay down debt, save money, start a retirement plan, make better financial decisions, or more, the possibilities are endless! You should have already made a budget as well, as we discussed in the past. If you have any questions about this, please feel free to drop me a line.

I had a money saving encounter today as a matter of fact! Each year, a specific department store has a large sale on New Year's day.  We were able to pick up a new pair of Nike's for our two-year old for only $7.50! This cannot be beat! So, it pays to pay attention to big sales, and look for the things that you actually need, rather than the things you might want. There is a big difference in the two!